Skip the slow card networks altogether. The Open Banking Solution integrates your checkout straight to the regional bank APIs, enabling seamless direct payment transfers from account to account without any delays. Designed specifically using the UK and EU regulations, this system ensures that all deposits are processed with biometric identification (SCA) on each individual deposit, thus eliminating chargeback fraud and reducing costs to simple fixed fees.
With our Open Banking solution, your customers will be able to make Account to Account payments (A2A payments) from their bank accounts to your business. As a result, your company will be able to go beyond standard card transactions by relying on regulated Open Banking PSD2.
Our Open Banking Solution is designed for businesses across the UK and Europe looking for secure Account-to-Account Payments (A2A Payments), lower payment processing costs, and faster settlement. Whether you operate an e-commerce store, subscription business, marketplace, or high-risk venture, Open Banking Payments provide a reliable alternative to traditional card processing. Businesses using a High Risk Payment Gateway or High Risk Merchant Account can also benefit from secure Account-to-Account Payments, helping reduce reliance on traditional card networks and improve payment acceptance options.
Accept instant bank payments directly from customer bank accounts through a simple checkout experience. Instead of entering card details, customers select their bank and authenticate using their bank’s secure verification process. This helps improve mobile conversion rates, reduce payment friction, and support cross-border Account to Account Payments across the UK and Europe.
Collect recurring payments through bank-based payment authorisations and supported Variable Recurring Payments (VRP) programs. Businesses benefit from improved payment visibility, detailed transaction references, and reduced reliance on expiring payment cards. For B2B invoicing, Payment Initiation Services (PIS) enable clients to pay high-value invoices directly from their bank account without card-related limitations.
Manage Open Banking Payments across multiple sellers with real-time payment confirmation and streamlined reconciliation. Marketplace operators can automate payment tracking, simplify settlement processes, and improve reporting through integrated financial data services. Combined with Alternative Payment Methods, Open Banking helps platforms offer faster and more transparent payment experiences for buyers and sellers.
Our Open Banking Solution enables secure Account-to-Account Payments (A2A Payments) directly from a customer’s bank account. Businesses can accept Open Banking Payments through a simple checkout process that reduces payment friction and supports faster transaction confirmation.
Open Banking Payments are often a cost-effective alternative to traditional card processing, helping businesses reduce payment acceptance costs while benefiting from secure Account-to-Account Payments (A2A Payments).
Our Open Banking Solution is built around secure Account-to-Account Payments (A2A Payments), Strong Customer Authentication (SCA), and regulated Open Banking standards. Open Banking Payments use secure bank APIs and customer consent mechanisms to support safe and compliant payment processing across the UK and Europe.
Whether you are accepting Instant Bank Payments, Pay by Bank Transfers, or other Open Banking Payments, security and compliance remain central to every transaction.
Open Banking Payments help businesses streamline payment processing, reduce reliance on traditional card networks, and improve transaction visibility through secure Account to Account Payments (A2A Payments).
Lower Payment Processing Costs – Direct bank payments can help reduce payment acceptance costs compared with traditional card transactions, particularly for businesses processing high-value payments.
Simplified Reconciliation – Open Banking Payments provide detailed transaction references and payment confirmations, making it easier to reconcile payments and track settlements.
Faster Payment Confirmation – Instant Bank Payments and Pay by Bank Transfers provide near real-time payment status updates, helping businesses fulfil orders and manage cash flow more efficiently.
Improved Customer Experience – Customers can approve payments directly through their banking app using Strong Customer Authentication (SCA), creating a secure and streamlined checkout experience.
Future-Ready Alternative Payment Method – As Open Banking adoption continues to grow across the UK and Europe, businesses can offer a trusted Alternative Payment Method alongside traditional card payments, High Risk Payment Gateway solutions, and emerging Crypto Payment Gateway options.
Scalable Open Banking Solutions – Support domestic and cross-border Open Banking Payments through a single integration, helping businesses expand into new markets with greater payment flexibility.
Stay updated on social media as well – Linkedin
Open Banking enables direct, account to account payments through regulated bank APIs, bypassing card networks entirely. Offshore Gateways uses it to give merchants instant payment confirmation, lower transaction fees, and built-in Strong Customer Authentication - ideal for UK and EU businesses.
Yes. Businesses using a High Risk Payment Gateway or High Risk Merchant Account can also accept Open Banking Payments as an additional payment method. This helps diversify payment acceptance options and reduce reliance on traditional card networks.
Yes. Open Banking Payments can complement Crypto Payment Gateway solutions by providing secure bank-to-bank payment options. This gives businesses more flexibility while supporting alternative payment methods for different customer preferences.
Absolutely. Offshore Gateways Open Banking solution uses bank-grade encryption, explicit user consent, and mandatory Strong Customer Authentication (biometric or OTP) - making every transaction more secure than a standard card payment.
Open Banking allows customers to make secure payments directly from their bank account without using debit or credit cards. Customers select their bank, authenticate through their banking app using Strong Customer Authentication (SCA), and approve the payment. Funds are transferred directly between bank accounts, providing a fast, secure, and regulated payment experience.
Connect With Us
Market coverage, supported banks, and an integration plan within 24 hours.
