Enable secure, account‑to‑account payments via regulated bank APIs—ideal for UK/EU and expanding markets—delivering lower costs, instant confirmation, and Strong Customer Authentication by default. This page covers benefits, integration, pricing, and compliance essentials.
Open Banking connects checkout directly to customer bank apps, removing card rails and reducing fees while improving success rates with real‑time bank confirmation and built‑in SCA.
Best for merchants with UK/EU exposure and any business seeking fast, low‑fee bank payments with high mobile conversion.
Improve margins in UK/EU with low‑fee bank payments, instant confirmations, and strong mobile SCA.
Use bank mandates/VRP for predictable collections, fewer failures, and clear audit trails.
Get real‑time payment confirmation, split payouts, and unified reconciliation across sellers.
Customers choose their bank, authenticate with SCA, and approve the payment in their banking app; funds move via domestic rails and confirmation is returned instantly to your system.
Per‑payment pricing is typically lower than card MDR; FX and payout fees may apply by corridor. Enterprise tiers are available for volume and marketplace models.
Open Banking embeds Strong Customer Authentication, encrypted data exchange, and explicit user consent. Consent logs, audit trails, and bank‑grade security controls support regulatory compliance and reduce fraud exposure.
Market coverage, supported banks, and an integration plan within 24 hours.
Enabling fast, secure payments and tailored solutions—empowering your business to grow worldwide, no matter the challenge.
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